Motilal Oswal Mutual Fund 2024: Is MO Mutual Fund Best For You?


Motilal Oswal Mutual Fund (MO Mutual Fund) is one of the leading mutual fund houses in India, with a track record of over three decades. It offers a wide range of mutual fund schemes across equity, debt, and hybrid categories.

In this blog post, we will take a closer look at Motilal Oswal Mutual Fund and its performance in 2024. We will also try to answer the question: Is MO Mutual Fund the best for you?

What is Mutual Fund?

A mutual fund is a type of investment vehicle that pools money from many investors and invests it in a portfolio of securities, such as stocks, bonds, and money market instruments. Mutual funds are managed by professional fund managers who use their expertise to select and manage the portfolio in order to achieve the fund’s investment objectives.

About Motilal Oswal Mutual Fund

Motilal Oswal Mutual Fund, managed by Motilal Oswal Asset Management Company, a subsidiary of Motilal Oswal Financial Services Limited, a publicly listed company on BSE and NSE, was registered with SEBI in 2009.

As of May 28, 2024, it oversees a substantial AUM of Rs 32,626 Crores, serving over 12 lakh client accounts. Among its 31 mutual fund schemes, 16 are equity schemes, 3 are hybrid schemes, 3 are debt schemes, and the remaining 9 belong to other categories.

Motilal Oswal Mutual Fund holds 0.79% of the industry’s total AUM as of February 28, 2024. Its flagship funds include Motilal Oswal Flexi Cap Fund, Motilal Oswal NASDAQ 100 ETF, and Motilal Oswal Midcap Fund.

Also Read: Motilal Oswal Net Worth 2024: The Wealthy Journey of Motilal Oswal Founder

Motilal Oswal Mutual Fund Benefits/Key Features

  • 9,000+ schemes across 39 AMCs: They offer a wide range of mutual fund schemes from different AMCs, so you can choose the ones that best suit your investment goals and risk appetite.
  • 26,000 plus running SIPS: They have over 26,000 SIPs running, which is a testament to our popularity and reliability.
  • Risk based curated portfolio: They offer risk-based curated portfolios to help you choose the right mutual funds for your risk tolerance.
  • NEW: Simplified investing in NFOS: They have recently launched a new feature that makes it easier for you to invest in NFOs.
  • Leverage MFs for equity trading: You can use mutual funds to trade in equities, which gives you more flexibility and control over your investments.

Types of Motilal Oswal Mutual Fund

  • Equity
  • Debt
  • Hybrid
  • Tax Saving

Way to invest in Motilal Oswal Mutual Fund

  1. Systematic Investment Plan (SIP): Invest a fixed amount at regular intervals, such as monthly or quarterly.
  2. Lump sum: Invest a large sum of money at one time.
  3. SIP calculator: Use an SIP calculator to estimate your returns based on your investment amount, tenure, and expected rate of return.
  4. Search fund: Search for mutual funds based on their investment objective, risk appetite, and past performance.

How to invest in Motilal Oswal Mutual Fund?

There are three ways to invest in Motilal Oswal Mutual Fund schemes:

  1. Directly through the Motilal Oswal Mutual Fund website: This is the most cost-effective option, but it can be tedious to manage multiple accounts if you are investing in schemes from different fund houses.
  2. Through a distributor: This is a convenient option, but distributors charge a commission, which reduces your returns.
  3. Through the ET Money platform: This is a direct investment platform that is convenient and cost-effective. You can invest in various mutual fund schemes and track all your investments in one place.

Investing in Motilal Oswal Mutual Fund’s schemes through their official website requires you to log in with your unique ID and password. If you’re a new investor, you can register on their website with the necessary KYC documents. However, managing investments in multiple mutual fund schemes from various fund houses through individual websites can become cumbersome.

Alternatively, if you opt to invest in Motilal Oswal Mutual Fund’s schemes through a distributor, you’ll have the convenience of having all your investments in one place. However, this convenience comes at the cost of a higher expense ratio, as distributors charge a commission on your investments, reducing your overall returns.

A more straightforward and cost-effective approach to invest in Motilal Oswal Mutual Fund’s schemes, or any others for that matter, is to use the ET Money platform. After registering and obtaining your unique login credentials, you can invest in a variety of mutual fund schemes and easily monitor all your investments from a single location.

Motilal Oswal Mutual Fund Charges

  • Account opening charges: Nil
  • AMC fees: Nil
  • Brokerage charges: Nil
  • Commission: 1.5% to 2% for regular mutual funds
  • Demat charges: Rs 999 (2nd year onwards)
  • Other charges: None

How to open demat account in Motilal Oswal Mutual Fund?

To open demat account in Motilal Oswal: 👉 refer this article: 👉 Motilal Oswal App Review

Motilal Oswal Mutual Fund Customer Care Number

To contact Motilal Oswal Mutual Fund customer care:

  • Registered address: Motilal Oswal Towers, 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai – 400025.
  • Timings: 9 am to 6 pm
  • Phone: 022-39804238 / 1800-200-6626
  • Email: N.A.

Also Read: Best Trading Apps in India 2024: Know why they best?

Motilal Oswal Mutual Fund Pros and Cons

Motilal Oswal Mutual Fund Advantages/Pros

  • Easy to invest in mutual funds with their mobile app
  • Choose from a wide range of mutual funds, including their own
  • Get investment advice from their experts
  • No hidden fees

Motilal Oswal Mutual Fund Disadvantages/Cons

  • Charges a commission on some mutual funds
  • Annual charge for maintaining your demat account (Annual demat AMC of Rs 999)


Q. How to redeem Motilal Oswal Mutual Fund online?

1. Go to the Motilal Oswal Mutual Fund website and log in to your account.
2. Click on the “Transactions” tab and then on “Redeem Units”.
3. Select the mutual fund scheme that you want to redeem from and enter the number of units that you want to redeem.
4. Review the redemption details and click on “Redeem”.
5. You will receive a confirmation email and SMS once your redemption request has been processed.

Q. How to change email ID in Motilal Oswal Mutual Fund?

1. Go to the Motilal Oswal Mutual Fund website and log in to your account.
2. Click on the “My Profile” tab.
Under the “Contact Details” section, click on “Edit”.
3. Enter your new email ID and click on “Save”.
4. You will receive a verification email to your new email ID. Click on the link in the email to verify your new email ID.

Q. How to stop SIP in Motilal Oswal Mutual Fund online?

1. Go to the Motilal Oswal Mutual Fund website and log in to your account.
2. Click on the “My SIPs” tab.
3. Select the SIP that you want to stop and click on “Cancel SIP”.
4. Review the cancellation details and click on “Cancel”.
5. You will receive a confirmation email and SMS once your SIP cancellation request has been processed.

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