Zerodha Coin Review 2025: Is Zerodha Coin good for Mutual Funds?

Looking for ‘Zerodha Coin Review 2025‘, A reliable and affordable platform to invest in mutual funds?

Zerodha Coin is one of the most popular mutual fund investment platforms in India, offering a wide range of features and benefits to investors.

In this blog post, we’ll take a comprehensive look at ZerodhaCoin, including its features, charges, and pros and cons. We’ll also answer the question: Is Zerodha Coin good for mutual funds? If Yes, then why it is best?

What You'll Learn show

What is Zerodha Coin?

Zerodha is a top online broker in India. They were the first to offer a service called ‘Zerodha Coin,’ which lets you invest directly in mutual funds. You can access Coin on their website and mobile app (for Android & iOS) for free if you’re a Zerodha customer.

With ZerodhaCoin, you can invest in mutual funds from well-known companies like Axis Mutual Fund, BNP Paribas, DSP, and Edelweiss, among others. You have options like equity, debt, liquid, or hybrid funds, as well as large, mid, or small-cap funds, ELSS (a tax-saving type), and Fund Of Funds.

To use ZerodhaCoin and have your mutual fund units stored in your Zerodha Demat account, you must have a Demat account with Zerodha. This setup makes it easy for Zerodha customers to trade stocks, currencies, derivatives, and mutual funds all in one place.

App Name	Zerodha Coin
Company	Zerodha Broking Ltd.
User Base	Millions of Investors
Founded in	2016
Downloads on Playstore	1M+
User Rating on Playstore	4.0 out of 5.0 (25,125 Reviews)
Founded by	Nithin Kamath and Nikhil Kamath
CEO	Nithin Kamath
Headquarters	Bangalore, India
Website	Zerodha Coin

Zerodha Coin Features/Advantages

Direct Mutual Fund Investment: Invest directly in mutual funds hassle-free.
Flexibility at Your Fingertips: Start, pause, or change your SIP investments whenever you like.
Clear Financial Insights: Get a clear, visual overview of your investments, including profit and loss data, all in one place.
Total Convenience: Enjoy the ease of managing your investments entirely online.
User-Friendly Experience: Navigate with simplicity and confidence.
Streamlined Payments: Use the e-Mandate feature for effortless transactions.

Zerodha Coin Products/Services

Direct Mutual Funds Invest in mutual funds without paying any extra fees and save up to 1%.
Government Bonds Earn more than fixed deposits with the government’s assurance by investing in government bonds, T-bills, and State Development Loans (SDLs)*.
Corporate Bonds Get better returns than fixed deposits with high-quality corporate bonds.
Sovereign Gold Bonds A great way to invest in gold. Earn a fixed 2.5% interest every year plus the market return on gold.

Zerodha Coin Charges

Zerodha makes investing in Direct Mutual Funds incredibly cost-effective with absolutely no charges.

Account Opening Fees: Zero
AMC Fees (Annual Maintenance Charges): Zero
Brokerage Charges: Zero
Commission: Zero
DP (Depository Participant) Charges: Zero
Other Charges: No hidden fees whatsoever

With ZerodhaCoin, you can invest in Direct Mutual Funds without worrying about any fees eating into your returns. It’s a straightforward and cost-efficient way to grow your investments.

Zerodha Coin Account Opening process

To use Zerodha Coin, you’ll need a Zerodha trading and Demat account. Zerodha provides the convenience of online and paperless account opening.

Alternatively, you can download account opening forms from their website and submit completed physical copies along with required documents to the Zerodha Head office.

It’s important to note that you don’t need a separate account for mutual funds. When you have a trading and Demat account with Zerodha, you automatically gain access to ZerodhaCoin.

Zerodha Coin Cut-off Time

When you’re investing in mutual funds using ZerodhaCoin, remember these timings:

For Liquid and Overnight Schemes:

To buy these mutual funds, make sure to place your order before 12:00 PM (noon).
If you want to sell or redeem these funds, the cut-off time is also 1:30 PM.

For All Other Funds:

If you’re buying mutual funds in other categories, you have until 1:30 PM to make your purchase.
Surprisingly, the cut-off time for selling or redeeming these funds is also 1:30 PM.

So, keep these timings in mind to ensure your mutual fund orders go through smoothly on ZerodhaCoin.

Also Read: How to add Nominee in Zerodha: 3 Easy ways to add Nominee

How to Buy Mutual Funds in Zerodha Coin?

Investing in mutual funds through ZerodhaCoin is a breeze, whether you want to invest a lump sum or through a SIP (Systematic Investment Plan).

Step 1: Log into Zerodha Coin

First, log in to the Zerodha Coin platform.

Step 2: Find Your Mutual Fund

At the top of the page, you’ll see a search bar. Use it to find the mutual fund or fund house you’re interested in.

Step 3: Choose Your Investment Type

If you want to make a lump sum investment, click on “Buy.” If you prefer SIP investments, click on “SIP.”

Step 4: Provide Investment Details

For Lump Sum (Buy) Investment: Enter the amount you want to invest.
For SIP Investment: Fill the details.
Investment Frequency (how often you want to invest).
Instalment Amount (how much you want to invest each time).
Automatic Setup (optional – if you want to increase your investment amount by a specific percentage each time).

Step 5: Confirm Your Investment

For lump sum investments, click “Buy.” For SIP investments, click “Start SIP.”

And there you go! You’ve successfully initiated your mutual fund investment with ZerodhaCoin.

Also Read: What is Delivery Margin in Zerodha?

Zerodha Coin Customer Care Number

If you’re using ZerodhaCoin for your mutual fund investments, here’s how you can get support:

1. Contact Zerodha Support:

For general questions related to ZerodhaCoin or mutual funds, you can reach out to Zerodha’s customer support team at:
- Phone: 080 4718 1888 / 1999 or 080 7190 9543 / 9545
If you need assistance with account opening, you can contact them at:
- Phone: 080 4719 2020 or 080 7117 5337

2. Use the Zerodha Support Portal:

Another way to seek help is by raising a ticket through the Zerodha support portal. You can access this portal by logging into your Zerodha Kite account.

Is Zerodha Coin good for Mutual Funds?

Zerodha Coin can be a good option for investing in mutual funds, especially if you prefer direct mutual fund investments.

Here are some reasons why ZerodhaCoin may be a good choice:

1. Direct Mutual Funds: Zerodha Coin allows you to invest in direct mutual funds, which typically have lower expense ratios compared to regular mutual funds.

2. Cost-Effective: Zerodha Coin charges zero commissions or fees for mutual fund investments, making it a cost-effective option for long-term investors.

3. Convenience: It’s convenient to manage all your investments, including stocks, bonds, and mutual funds, in one place with a single Demat account.

4. Online Access: You can invest and manage your mutual funds online through the Zerodha Coin platform, which is user-friendly and accessible via the web and mobile apps.

5. Wide Choice: Zerodha Coin offers access to mutual funds from multiple Asset Management Companies (AMCs), giving you a wide range of options to diversify your portfolio.

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FAQs

Who is the founder of Zerodha Coin?

The founder of Zerodha Coin is Nithin Kamath. He is also the founder and CEO of Zerodha, India’s largest discount brokerage firm.

Is Zerodha coin really free?

Yes, Zerodha Coin offers mutual fund investments with zero commissions or fees.

Does Zerodha Coin charges for mutual funds?

Zerodha Coin does not charge any commissions for mutual fund investments. Zerodha Coin also does not charge any account maintenance charges or other fees for using the platform.

Conclusion: Zerodha Coin Review 2025

Zerodha Coin is a secure and fantastic online platform for investing in direct mutual funds. The best part is, there are no extra fees or commissions, which means you can potentially earn up to 1.5% more compared to regular mutual funds.

Plus, if you’re a Zerodha customer, you can keep track of all your investments in one place, making it super easy to manage.

Zerodha Coin Pros and Cons

Pros of Zerodha Coin

Invest for Free: You can invest in mutual funds without any charges or commissions. It won’t cost you a dime.
Choice of Mutual Funds: ZerodhaCoin gives you access to mutual funds from over 40 Asset Management Companies (AMCs), offering a wide range of options.
Flexibility in Investment: Whether you want to invest a lump sum amount or regularly through SIP, Zerodha Coin has you covered.
Control Over SIP: You can easily adjust your SIP investment amount according to your financial needs.
Convenient Online Investing: You can invest online anytime and anywhere, making it super convenient.
One Account for Everything: With one Zerodha trading account, you can invest in stocks, bonds, and mutual funds. It’s all managed in a single Demat account.