Indialends Personal Loan Review 2025: Is Indialends RBI Registered?

Indialends Personal Loan Review 2025: Are you in need of a quick and easy personal loan? Indialends may be the right option for you. But is Indialends RBI registered? And is it a legitimate lender?

In this blog post, we’ll take a overview at Indialends personal loans, including their features, benefits, and eligibility requirements. We’ll also answer the question of whether or not Indialends is RBI registered.

So, if you’re considering an Indialends personal loan, be sure to read this post first. We’ll give you all the information you need to make an informed decision.

About IndiaLends

Indialends is a Delhi-NCR-based fintech startup founded by Gaurav Chopra, a former Capital One banker with over 15 years of experience in digital finance, credit analytics, and mobile payments in India and globally.

Indialends aims to make financial products affordable and accessible to people in need, with a team of experienced and qualified finance professionals from top institutions like IIT, LBS, IIM, Stephen’s, LSE, and global banks.

To get a personal loan through IndiaLends, borrowers simply need to fill out an online application. IndiaLends will then match the borrower with the best lenders based on their credit profile and other factors. Once a borrower has chosen a lender, they can complete the loan application process online and receive their loan funds within a few days.

Types of Personal Loans Provide by IndiaLends

Indialends provide 3 types of personal loans. Here’s that:

• Personal Loan
• Small Amount Loan
• Line Of Credit

Indialends Personal Loan Key Features/Benefits

Indialends offer a variety of key features and benefits, including:

• Competitive interest rates: Indialends offers competitive interest rates on personal loans, starting at 10.25%.
• Quick and easy online application process: The Indialends personal loan application process is quick and easy, and can be completed online in just a few minutes.
• Minimal documentation required: Indialends requires minimal documentation for personal loans, typically just your KYC documents and PAN card.
• No pre-payment penalty: Indialends does not charge a pre-payment penalty if you repay your personal loan early.
• Flexible repayment options: Indialends offers flexible repayment options for personal loans, with terms ranging from 6 to 60 months.
• Fast loan approval: Indialends offers fast loan approval, with loans typically being approved within 24 hours of application.
• Easy loan disbursal: Once your personal loan is approved, Indialends will disburse the funds directly into your bank account within a few business days.
• Good customer service: Indialends has a good reputation for customer service, with a team of experienced and knowledgeable representatives who are available to help you with your loan needs.

Overall, Indialends personal loans offer a number of attractive features and benefits, making them a good option for borrowers who are looking for a quick and easy personal loan.

Indialends Personal Loan Eligibility Criteria

• Eligibility criteria for Indialends personal loans:
• Applicant must have a Good credit score
• Applicant must have an Over 21 years old
• Applicant must have a Salaried professional
• Applicant must have an Indian resident
• Applicant must have a Valid bank account
• Applicant must have a PAN card and voter ID card or driving license
• Applicant must have a Bank statements for the past 3 months
• Applicant must have a Salary slips for the past 3 months

How to Check Eligibility For Indialends Personal Loan?

To check eligibility for Indialends Personal Loan, simply visit Indialends Official website. or visit: indialends.com

Indialends Personal Loan Interest Rate

Indialends Personal Loan interest rates are currently between 10.25% and 25% per annum, with repayment terms ranging from 12 to 60 months.

Indialends Personal Loan Required Documents

Salaried Individuals:

• Completed application form with photo
• Aadhaar card
• PAN card
• Address proof (passport, driving license, voter ID card, utility bills, etc.)
• Bank statements for the past 3 months
• Salary slips for the past 3 months
• Income tax returns (ITR) or Form 16 for the past 3 years

Self-Employed Individuals:

• Completed application form with photo
• Aadhaar card
• PAN card
• Address proof (passport, driving license, voter ID card, utility bills, etc.)
• Bank statements for the past 3 months
• Audited balance sheet of profit and loss for the past 3 years, certified by a chartered accountant (CA)

Indialends Personal Loan Apply Online Process

To apply for a personal loan on the Indialends loan app follow these simple steps:

1. Download the app from the Play Store and click on the “Get Started“.
2. Enter your mobile number and click on the get otp.
3. Enter the OTP to verify your login.
4. Click Looking For Personal Loan.
5. Enter your PAN card number and confirm.
   • Fill here your name, pin code, employment status, and other required details.
6. Agree to the terms and conditions and click Next.
7. Select the loan amount, repayment term, bank, and proof of identity.
8. Click Find Best Loan Offers.
9. Your loan request will be accepted and the loan amount will be transferred to your bank account within 24 hours.

Indialends Personal Loan EMI Calculator

Want to Calculate Your Loan EMIs? Try Our, Personal Loan EMI Calculator

Indialends Personal Loan Customer Care Number

IndiaLends provide it’s customers or borrowers both Call and Email Support, So they can borrowers can reach easily to him.

Email Address: [email protected]

Call : 0124-3682160

Corporate Headquarters:

Plot number 31, 2nd Floor, Sector 18, Udyog Vihar, Sector 18, Gurugram, Haryana – 122015.

For credit report related problems mail him at : [email protected]

Is Indialends RBI Registered?

Indialends is a middleman that connects borrowers with lenders, such as banks and NBFCs registered with the Reserve Bank of India. The final decision to lend or borrow money is up to the lender and borrower.

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FAQs

Conclusion: Indialends Personal Loan Review

Indialends is a popular online platform for getting personal loans. It offers a quick and easy application process, minimal documentation required, and competitive interest rates.

However, it is important to be aware of the cons before applying for a loan, such as the fact that it is not RBI registered and some borrowers have reported problems with customer service.

Indialends Personal Loan Pros and Cons

Indialends Personal Loan Pros

• Quick and easy online application process
• Minimal documentation required
• Competitive interest rates
• Flexible repayment options
• Wide range of lenders to choose from
• Good customer service

Indialends Personal Loan Cons

• Some borrowers have reported problems with customer service
• Interest rates can be high for borrowers with low credit scores
• Some borrowers have reported difficulty getting their loans approved

Overall, Indialends is a good option for borrowers who need a quick and easy personal loan. However, it is important to compare Indialends’ offers with other lenders before applying for a loan to find the best deal.